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statements and chose the correct option:
                      Assertion (A): Banks are not present everywhere in rural
                      India.  Even when they are present, getting a loan from a bank
                      is much more difficult than taking a loan from informal sources.
                      Reason (R): In recent years, people have tried out some
                      newer ways of providing loans to the poor.  The idea is to
                      organize rural poor, in particular women, into small Self
                      Help Groups and pool their saving.
                      A.    Both A and R are true and R is the correct explanation
                      of A.
                      B.    Both A and R are true but R is the correct explanation
                      of A.
                      C.    A is correct but R is wrong.
                      D.    A is wrong but R is correct.
               6      Q-In the question given below, there are two statements              1          51
                      marked as Assertion (A) and Reason (R). Read the
                      statements and chose the correct option:
                      Assertion (A): Most of the important decisions regarding
                      the savings and loan activities are taken by the group
                      members.
                      Reason (R): The group decides as regards the loan to be
                      granted- the purpose, amount, interest to be charged ,
                      repayment schedule etc.
                      A.    Both A and R are true and R is the correct explanation
                      of A.
                      B.    Both A and R are true but R is the correct explanation
                      of A.
                      C.    A is correct but R is wrong.
                      D.    A is wrong but R is correct.
               7      Grameen Bank of Bangladesh is one of the biggest success             1          51
                      stories in reaching the poor to meet their credit needs at
                      reasonable rates.  Started in the 1970s as a small project,
                      Grameen Bank in October 2014 has over 8.63 million
                      members in about 81,390 villages spread across Bangladesh.
                      Almost all of the borrowers are women and belong the poorest
                      sections of the society.  These borrowers have proved that not
                      only are poor women reliable borrowers, but that they can start
                      and run a variety of small income-generating activities
                      successfully.
                      Analyze the above given statement and select the correct
                      option.-
                      (a)     Credit creation in rural area of Bangladesh for poor.
                      (b)     Informal credit creation in Bangladesh for poor.
                      (c)     Government role in credit creation
                      (d)     Cheap credit by the Grameen Bank of Bangladesh in
                      villages
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